These Terms govern use of the Services

  1. Use of Services. These Terms, which incorporate our Privacy Policy, constitute a legally-binding agreement between Thrivera Consulting Group, LLC and you. By using the Services you agree to be bound by and comply with these Terms. You may only use the Services in compliance with these Terms. The Services are not intended for use by you if you are under 21 years of age. By agreeing to these Terms, you are representing to us that you are at least 21 years old.
  2. Additional Terms. Any information you provide to us is subject to our Privacy Policy, which is incorporated into these Terms and governs our collection and use of your information. By using the Services you consent to the collection and use of this information as provided by our Privacy Policy. Your access to and use of certain portions of the Services will require you to accept additional terms and conditions applicable to such Services (the "Additional Terms"). For users that may be able to provide financing ("Investors"), the Additional Terms include the Investor Agreement. These Terms, the Privacy Policy, and all other Additional Terms (collectively, the "User Agreement") constitute the terms and conditions applicable to your use of the Services.
  3. Organizations. If you are using the Services on behalf of an organization, you are agreeing to these Terms for that organization and representing that you have the authority to bind that organization to these Terms. In that case, "you" and "your" will refer to both you as an individual and to that organization.
  4. Services Ownership. The Services and all associated content (including any derivatives of or enhancements to the same), and all intellectual property rights to the same (including trademarks, service marks, trade names, trade dress), that appear in connection with the Services, are owned by or licensed to Thrivera Consulting Group, LLC.
  5. License. Thrivera Consulting Group, LLC grants you a revocable right to use the Services solely in accordance with these Terms. The Services are being licensed, not sold, to you by Thrivera Consulting Group, LLC only for use under the Terms. You do not acquire any right, title or interest in or to the Services or any associated content other than the limited license granted to you by these Terms. Any rights not expressly granted to you in these Terms are expressly reserved.
  6. Account Information. You agree to provide true, accurate and complete registration information, and you will promptly provide an update if any of this information changes. If any of the information that you have submitted becomes inaccurate, you will immediately correct such information. If you provide, or Thrivera Consulting Group, LLC has reason to believe that you have provided, inaccurate registration information, Thrivera Consulting Group, LLC may immediately suspend or terminate your account without notice. You do not have the right to transfer your account to any individual or entity. You will not create an account for any individual other than yourself (or, if applicable, the entity that you represent). You are solely responsible for safeguarding and maintaining the confidentiality of your login ID and password. You may not resell, assign, distribute, transfer or otherwise provide your subscription, your login ID and/or password to any third party. You are responsible for any activity conducted under your account. You must immediately notify Thrivera Consulting Group, LLC of any unauthorized use of your account.
  7. Pricing and Payment. Thrivera Consulting Group, LLC reserves the right to charge fees for use of the Services, and may change the fees that it charges. Before you pay any fees, you will have an opportunity to review and accept the fees that you will be charged. All fees are in U.S. dollars and are non-refundable. You agree that, in addition to all other accounts payable under the User Agreement, you are responsible for paying all sales, use, value added, or other taxes – federal, state, or otherwise – however designated, that are levied or imposed by reasons of your use of the Services. Thrivera Consulting Group, LLC will charge the payment method you specify at the time of purchase. You authorize Thrivera Consulting Group, LLC to charge all sums as described in the Services you select to your chosen payment method. If you pay any fees with a credit card, Thrivera Consulting Group, LLC may seek preauthorization of your credit card account prior to your transaction to verify that the credit card is valid and has the necessary funds or credit available to cover your transaction.
  8. Other Users. Thrivera Consulting Group, LLC uses various techniques to verify the accuracy of the information provided by users. But the information available to Thrivera Consulting Group, LLC is limited, so Thrivera Consulting Group, LLC cannot assure you of any user's identify. You should consider using all available methods for evaluating the users that you deal with through the Services. You acknowledge that there are risks of dealing with other users acting under false pretenses, and you assume the risks of liability or harm of any kind in connection with transactions of any kind relating to goods or services that are the subject of transactions using the Services. Such risks include, but are not limited to, misrepresentation of information about a user or a Startup, breach of warranty, breach of contract, and a violation of third-party rights. You agree that Thrivera Consulting Group, LLC is not liable or responsible for any damages, liabilities, costs, harms, inconveniences, business disruptions, or expenditures of any kind that may arise as a result of or in connection with any transactions with others using the Services.
  9. No Advice. Thrivera Consulting Group, LLC does not provide any legal, tax, investment, accounting, or other professional advice. By using the Services, you do not develop any type of professional relationship (including, without limitation, any attorney-client relationship) with Thrivera Consulting Group, LLC or any employees or agents of Thrivera Consulting Group, LLC.
  10. Prohibited Content. You must not transmit or otherwise provide any harmful or objectionable content using the Services, including content that (i) violates or infringes in any way upon the rights of others, such as any copyright, trademark, patent, trade secret, moral right, or other proprietary right of any person or entity, (ii) impersonates another or is fraudulent, unlawful, threatening, abusive, libelous, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane, pornographic, abusive, or otherwise reasonably objectionable, (iii) encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law, or (iv) could disable, overload, impair the infrastructure of, or the functioning of the Services. You may not make any untrue statement of a material fact or omitting to state a material fact necessary in order to make the statement made, in the light of the circumstances under which they were made, not misleading, in connection with the purchase or sale of any security. You also will not upload spyware or any other malicious software to the Services. You will not use the Services in a manner harmful to Thrivera Consulting Group, LLC or any third party. You may not use the Services in any manner contrary to any applicable laws, rules, or regulations of any governmental authority.
  11. Copyright Violation.
  12. a. If you believe that your copyright in any material has been infringed by material available on the Service, please provide us with all of the following information in the form prescribed by Section 512 of Title 17, United States Code:

    i. a description of the copyrighted work you claim has been infringed,

    ii. a description of the material that you claim is infringing, identified with sufficient detail for us to identify it,

    iii. your address, telephone number and email address,

    iv. a statement by you that you have a good faith belief that the disputed use is not authorized,

    v. a physical or electronic signature of the person authorized to act on behalf of the copyright owner's interest, and

    vi. a statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of the copyrighted work that is claimed to be infringed.

    b. It is Thrivera Consulting Group, LLC's policy to terminate, under appropriate circumstances, the account of users who are determined to be repeat infringers.

    c. You understand and agree that: (1) Thrivera Consulting Group. LLC assumes no liability or responsibility for any third party content or material of any kind that is submitted to or posted on the Services by you or by any other users or third parties, and (2) Thrivera Consulting Group, LLC is merely a transmitter of any such content, and is acting solely as an Internet Service Provider as such term is defined in the Digital Millennium Copyright Act (DMCA).

    d. We will promptly address any alleged infringement. Please direct all such notifications to the person below and specify in any written communication that the correspondence relates to "Copyright Violation", including in the header of the email:
    Marvin Abrinica
    1100 Sycamore Street, 7th Floor, Cincinnati, OH 45202
    (513) 601-9350
    marvin@thrivera.io

    e. If you feel that any of your content was improperly removed or made unavailable to other users, please contact Thrivera Consulting Group, LLC at the contact information above.

  13. User Content.
  14. a. We may now or in the future permit users to post, upload, transmit through, or otherwise make available on the Services (collectively, "Submit") messages, text, illustrations, files, images, graphics, photos, comments, music, videos, information, content, and/or other materials ("User Content"). Subject to the rights and license you grant herein, you retain all right, title and interest in your User Content. We do not guarantee any confidentiality with respect to User Content even if it is not published on the Services. It is solely your responsibility to monitor and protect any intellectual property rights that you may have in your User Content, and we do not accept any responsibility for the same.

    b. You shall not submit any User Content protected by copyright, trademark, patent, trade secret, moral right, or other intellectual property or proprietary right without the express permission of the owner of the respective right. You are solely liable for any damage resulting from your failure to obtain such permission or from any other harm resulting from User Content that you submit. You will not submit any User Content that is illegal, offensive, or inappropriate.

    c. By submitting User Content to us, simultaneously with such posting, you automatically grant, or warrant that the owner has expressly granted, to us a worldwide, royalty-free, perpetual, irrevocable, non-exclusive, fully sublicensable, and transferable right and license to use, reproduce, distribute, create derivative works based upon (including, without limitation, translations), publicly display, publicly perform, transmit, and publish the User Content (in whole or in part) as we, in our sole discretion, deem appropriate including, without limitation, (i) in connection with our business; and (ii) in connection with the businesses of our successors, parents, subsidiaries, affiliates and their related companies. We may exercise this grant in any format, media or technology now known or later developed for the full term of any copyright that may exist in such User Content.

  15. Feedback. Any feedback, comments, or suggestions you may provide regarding the Services is entirely voluntary and Thrivera Consulting Group, LLC will own the contents of all such feedback, comments, or suggestions for use as it sees fit and without any obligation to you.
  16. Third-Party Websites. Links to third-party websites are provided for your convenience and reference only. We have no control of these sites, and we are not responsible for their content. We do not endorse, and are not responsible in any way for, any content on these sites and we expressly disclaim any endorsement or responsibility for such content. When you travel from the Services to another website, whether through links provided on the Service or otherwise, you will be subject to the privacy policies (or lack thereof) of these sites. We caution you to use good judgment and to assess the privacy policy of these sites before you provide any personal information.
  17. No Representations and Warranties. YOU AGREE THAT YOUR USE OF THE SERVICES SHALL BE AT YOUR OWN RISK. THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, FOR USE BY YOU AT YOUR OWN RISK WITHOUT EXPRESS OR IMPLIED WARRANTIES OF ANY KIND. WITHOUT LIMITING THE FOREGOING AND TO THE FULLEST EXTENT PERMITTED BY LAW, THRIVERA CONSULTING GROUP, LLC AND ITS OFFICERS, MEMBERS, MANAGERS, AFFILIATES, SUCCESSORS, ASSIGNS, AGENTS AND REPRESENTATIVES (COLLECTIVELY, THE “THRIVERA CONSULTING GROUP, LLC PARTIES") DISCLAIM ANY AND ALL WARRANTIES (1) THAT THE SERVICES WILL MEET YOUR REQUIREMENTS OR ACHIEVE CERTAIN RESULTS; (2) CONCERNING THE AVAILABILITY, ACCURACY, SECURITY, USEFULNESS, TIMELINESS, OR COMPLETENESS OF THE SERVICES OR INFORMATION AVAILABLE THROUGH THE SERVICES; (3) OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR SATISFACTORY QUALITY OR FITNESS FOR A PARTICULAR PURPOSE FOR THE SERVICES; OR (4) ABOUT RESULTS ANY USER WILL ACHIEVE INVESTING IN A STARTUP OR OTHERWISE USING THE SERVICES.
  18. Disclaimer. THRIVERA CONSULTING GROUP, LLC IS NOT A "BROKER" OR "DEALER" (AS DEFINED IN SECTION 3(A) OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED). THRIVERA CONSULTING GROUP, LLC DOES NOT ENDORSE ANY THIRD PARTIES, OR THIRD PARTY CONTENT, INCLUDING, WITHOUT LIMITATION, ANY STARTUP SEEKING TO RAISE CAPITAL THROUGH THE SERVICES. THRIVERA CONSULTING GROUP, LLC IS NOT INVOLVED I N THE ACTUAL TRANSACTIONS BETWEEN ENTREPRENEURS AND STARTUPS AND INVESTORS. THRIVERA CONSULTING GROUP, LLC IS NOT RESPONSIBLE FOR ANY INVESTMENT OR OTHER DECISIONS MADE BY ANY USER IN CONNECTION WITH ANY OPPORTUNITY POSTED ON OR THROUGH THE SERVICES.
  19. Waiver. TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL THRIVERA CONSULTING GROUP, LLC OR THE THRIVERA CONSULTING GROUP, LLC PARTIES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL (INCLUDING LOSS OF USE, DATA, BUSINESS, OR PROFITS) DAMAGES, REGARDLESS OF LEGAL THEORY, WHETHER OR NOT THRIVERA CONSULTING GROUP, LLC OR THE THRIVERA CONSULTING GROUP, LLC PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE, ARISING OUT OF, RELATING TO, OR IN ANY WAY CONNECTED WITH THE SERVICES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SERVICES IS TO STOP USING THE SERVICES.
  20. Liability. UNDER NO CIRCUMSTANCES SHALL THRIVERA CONSULTING GROUP, LLC OR THE THRIVERA CONSULTING GROUP, LLC PARTIES BE LIABLE FOR ANY DIRECT OR INDIRECT LOSSES OR DAMAGES, WITH YOUR USE OF OR INABILITY TO USE ANY SERVICES. THIS IS A COMPREHENSIVE LIMITATION OF LIABILITY THAT APPLIES TO ALL LOSSES OF ANY KIND. THE ALLOCATION OF RISK SET FORTH IN THESE TERMS IS AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN YOU AND THRIVERA CONSULTING GROUP, LLC. YOU AGREE THAT YOU MAY ONLY COMMENCE A CAUSE OF ACTION RELATED TO THE SERVICES WITHIN ONE (1) YEAR OF SUCH ACTION ACCRUING, AND ANY ATTEMPT TO BRING SUCH AN ACTION AFTER SUCH ONE (1) YEAR PERIOD IS BARRED. Some jurisdictions do not permit limitations of liability and in those jurisdictions some of the foregoing limitations may not apply to you. The limitations in these Terms shall apply to the fullest extent permitted by law.
  21. Indemnification. You agree to indemnify and hold harmless Thrivera Consulting Group, LLC and the Thrivera Consulting Group, LLC Parties from and against any and all claims, liabilities, losses, damages, obligations, costs and expenses (including reasonable attorneys' fees and costs) brought by third-parties arising out of, related to, or that may arise in connection with any actual or alleged violation or breach of any of the representations, warranties, agreements or promises made by you in these Terms.
  22. Modification. Thrivera Consulting Group, LLC may modify these Terms. You should review the Terms regularly. Thrivera Consulting Group, LLC will post notice of modifications to these Terms on the Services. If you do not agree to the modified terms for the Services, you should discontinue your use of the Services.
  23. Arbitration.
  24. a. You and Thrivera Consulting Group, LLC each agree to first contact each other with any disputes and provide a written description of the problem, all relevant documents or information and the proposed resolution. You agree to contact us with disputes by contacting us at 1100 Sycamore Street, 7th Floor, Cincinnati, OH 45202. We will contact you based on the contact information you have provided us.

    b. If you and Thrivera Consulting Group, LLC cannot resolve any dispute after 30 days, the party seeking to pursue a claim will submit the claim to arbitration consistent with this section. The parties understand that they would have had a right or opportunity to litigate disputes through a court and to have a judge or jury decide their case, but they choose to have any disputes resolved through arbitration.

    c. Any claim or dispute between you and Thrivera Consulting Group, LLC, and any claim by either against any agent, employee, successor, or assign of the other, including third parties, whether related to these Terms or otherwise, including past, present, and future claims and disputes, and including any dispute as to the validity or applicability of this arbitration clause, shall be resolved by binding arbitration administered by the JAMS under its rules and procedures in effect when the claim is filed. The rules and procedures and other information, including information on fees, may be obtained from the JAMS website or by calling JAMS at 949-224-1810.

    d. You and Thrivera Consulting Group, LLC each agree that any arbitration will be solely between you and us, not as part of a classwide claim. If any court or arbitrator determines that this classwide restriction is unconscionable or unenforceable, then our agreement to arbitrate does not apply and the classwide dispute must be brought in court.

    e. Thrivera Consulting Group, LLC may pursue equitable relief in a court in connection with the Services without any obligation to pursue the claims in arbitration.

    f. Nothing in this Section 21 will preclude, waiver, or otherwise limit the right of either party to: (i) bring an individual action in small claims court; (ii) pursue an enforcement action through the applicable federal, state, or local agency if that actions is available; (iii) seek injunctive relief in a court of law; or (iv) file a suit in a court of law to address an intellectual property infringement claim.

  25. Class Action Waiver. TO THE FULLEST EXTENT ALLOWED BY LAW, YOU AND TTHRIVERA CONSULTING GROUP, LLC EACH WAIVE ANY RIGHT TO PURSUE A DISPUTE ON A CLASSWIDE BASIS, INCLUDING BY JOINING A CLAIM WITH THE CLAIM OF ANY OTHER PERSON OR ENTITY OR TO ASSERT A CLAIM IN A REPRESENTATIVE CAPACITY ON BEHALF OF ANYONE ELSE IN ANY LAWSUIT, ARBITRATION OR PROCEEDING.
  26. Jury Trial Waiver. TO THE EXTENT ALLOWED BY LAW, YOU AND THRIVERA CONSULTING GROUP, LLC EACH WAIVE ANY RIGHT TO TRIAL BY JURY IN ANY LAWSUIT, ARBITRATION OR OTHER PROCEEDING.
  27. Termination. You may terminate your account at any time by contacting THRIVERA CONSULTING GROUP, LLC at admin@thrivera.io. If you terminate your account, you remain obligated to pay all outstanding fees, if any, incurred prior to termination relating to your use of the Services. If you violate any provisions of these Terms, your permission from Thrivera Consulting Group, LLC to use the Services will terminate automatically. In addition, Thrivera Consulting Group, LLC may in its sole discretion terminate your user account for the Services or suspend or terminate your access to the Services at any time for any reason or no reason, with or without notice. Thrivera Consulting Group, LLC also reserves the right to modify or discontinue the Services at any time (including by limiting or discontinuing certain features of the Service), temporarily or permanently, without notice to you. We will have no liability whatsoever on account of any change to the Service or any suspension or termination of your access to or use of the Services.
  28. Governing Law; Venue. These Terms and the use of the Services will be governed by Ohio law without regard for its conflict of laws principles. For any claims not subject to the arbitration provisions of these Terms, all claims arising out of relating to these Terms or the Services must be litigated in the state or federal courts located in Cincinnati, Ohio and you and Thrivera Consulting Group, LLC consent to the personal jurisdiction of such courts.
  29. No Third-Party Beneficiaries. These Terms do not create any thirdparty beneficiary rights.
  30. Complete Agreements. These Terms constitute the entire and exclusive agreement between you and Thrivera Consulting Group, LLC with respect to the Services, and supersede and replace any other agreements, terms and conditions applicable to the Services. The headers for these Terms are for convenience only and will not affect the interpretation of these Terms. If a provision of these Terms is found unenforceable the remaining provisions will remain in full force and effect, and an enforceable term will be substituted reflecting our intent as closely as possible.
  31. Electronic Signature. My intentional action in electronically signing the User Agreement is valid evidence of my consent to be legally bound by the User Agreement. The use of an electronic version of the User Agreement fully satisfies any requirement that they be provided to me in writing. I acknowledge that I may access and retain a record of the User Agreement documents that I electronically sign through the Services. I am solely responsible for reviewing and understanding all of the terms and conditions of the User Agreements. The electronically stored copy of the User Agreement is considered to be the true, complete, valid, authentic and enforceable record of the User Agreement, admissible in judicial or administrative proceedings to the same extent as if the documents and records were originally generated and maintained in printed form. You will not contest the admissibility or enforceability of the electronically signed copy of any part of the User Agreement.
  32. Assignment. Thrivera Consulting Group, LLC may assign any of its rights under these Terms to an affiliate or to any successor in interest to the business of Thrivera Consulting Group, LLC. You may not assign your rights under these Terms and any such purported assignment is void.
  33. Waiver of Terms. The failure of Thrivera Consulting Group, LLC to enforce these Terms for any period of time does not constitute a waiver of its right to enforce these Terms.

Privacy Policy

PLEASE READ THIS PRIVACY POLICY CAREFULLY BEFORE USING OUR SERVICES

Thrivera Consulting Group, LLC ("Thrivera" or "we"), recognizes the importance of the individual privacy or each user of our services (individually, "you" or a "User" and collectively, "Users"). This Privacy Policy outlines the types of Personally Identifying Information (“PII”) Thrivera gathers when you use any website, application, or other online service made available by Thrivera under this Privacy Policy (each a "Service"), and how we use that information. This Privacy Policy also details the steps we take to safeguard your PII and how you can correct or update the PII gathered. It is important to review this Privacy Policy in its entirety.

The Information we Collect

Information you Provide to Thrivera Consulting Group, LLC. "Personally Identifying Information" is information that individually identifies you. PII may include your name, physical address, phone number, email address, date of birth, net worth, income, status as an accredited investor, employer identification number, social security number, and any other information that would allow someone to identify or contact you. Of course, you may choose not to provide Thrivera with PII. However, this choice may prevent Thrivera from providing you with the information or Services you requested.

If you invest in a business through the Services, we will collect payment information from you, such as financial account information or payment card information, and we may collect information to verify your income.


Third Party Services. If you register for the Services through a third-party social networking or authentication services (a "Credential Party"), such as Facebook, LinkedIn, or Twitter, Thrivera will collect PII that you have provided to the Credential Party (such as your name, email address, photo, and other information you make available via the Credential Party) and an authentication token from the Credential Party. The PII collected from the Credential party may be used to register you on the Services. You may revoke our access to your account with a Credential Party at any time by updating the applicable settings in the account preferences of the respective Credential Party. You understand that certain features of the Services may not be available to you if you choose to remove our access to your account with the Credential Party.

Information We Collect Automatically When You Use the Services. When you access or use the Services, Thrivera may automatically collect information about you, including:

  • Usage, System, and Log Data. Your IP address, device identifier, location information, MAC address, browser, and activity on the Service, including, but not limited to, date and times of use, clicks, page and profile views, and the amount of time you spend on each page.
  • Data Collected Through Cookies and Similar Technologies. Like many online services, Thrivera uses various technologies to collect usage data and store preferences. One such technology is called a cookie. A cookie is a small data file that is transferred to your computer's hard disk. We may use both session cookies and persistent cookies to better understand how you interact with the Services and to monitor aggregate usage by our users and web traffic routing on the Services. Also, we may create a unique device or user ID for you and store it in a cookie so we can recognize you and customize your experience based on your preferences. Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove or reject browser cookies or to prompt you before accepting such a cookie. Please note that if you choose to remove or reject browser cookies, this could affect the availability or functionality of the Services. We may also use web beacons as part of the Services.

Use of your Information

Use in General. Thrivera may use your information for a variety of purposes, including to:

  • Provide, operate, maintain and improve the Service;
  • Respond to your comments, questions, and requests and to provide customer service and support;
  • Conduct research;
  • Prevent potentially illegal activities;
  • To process payments and investments;
  • Fulfill your requests through the Services;
  • Send you promotional materials and information;
  • Monitor and analyze trends, usage, and activities in connection with the Services and for marketing or advertising purposes; and
  • For other purposes about which we notify you.

You have the right to request a restriction in using your information, but you will be limited operationally in what you can perform on our site. See the Sharing the Disclosure of Information section below to learn more about what we use your information to do.

Use of Aggregate or De-Identified Information. In addition to the individual data use described in this Privacy Policy, Thrivera may aggregate information about you and other individual users together, or otherwise de-identify the information about you, so that the information does not identify you personally. We may use information in these forms for a variety of purposes, including for research and analysis, administration of the Services, and advertising.

Sharing the Disclosure of Information

Thrivera will not share PII about you with any third parties except as described in this Privacy Policy:

  • Service Providers. We may share your Personally Identifying Information with third-party vendors, consultants, and other service provides who are working on behalf of Thrivera and require access to your PII to carry out that work.
  • Businesses You Invest In. Thrivera may share your information with businesses that you invest in. The information about you that we share with the businesses that you invest in may include your public profile information, your address, email address, and social security number.
  • Compliance with Laws. We may disclose your PII to a third party if (1) we believe that disclosure is reasonably necessary to comply with any applicable law, regulation, legal process or governmental request, (2) to enforce our agreements, policies, or Terms of Use, and (3) to respond to an emergency which we believe in good faith requires us to disclose such information to assist in preventing the death or serious bodily injury of any person.
  • Banks and Partners. In order to provide the services connected with the Services, we may share your information with our third-party partners, such as banks, portfolio companies, investment banking firms, accountants, and similar entities. We use services such as North Capital Private Securities, our registered escrow agent, which you can read their privacy policy here. We also use Plaid as our payment processor that handles investments directed to our escrow agent. You can read about their Privacy Policy for more information.
  • Users and Groups. Upon your request, we share information with users and groups with whom you have chosen to share information.
  • Business Transfers. We may share or transfer your Personally Identifying Information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
  • Affiliates. We may share your Personally Identifying Information with affiliates of Thrivera for use as otherwise described in this Privacy Policy.

Public Forums

You should be aware that when you voluntarily disclose any PII in a public forum available on the Services, this information, along with any information disclosed in your communication, can be collected and used by third parties and may result in unsolicited messages from third parties. Such activities are beyond our control and this Privacy Policy does not apply to such information. You accept that you, and not Thrivera, are responsible for providing such information in any public forum. Any submissions to public areas on the Services are accepted by you with the understanding that such forums are accessible to all third parties. If you do not want your comments or any content to be viewed by third parties, you should not submit comments or contents on public forums.

Safeguards

Thrivera has implemented information security safeguards designed to protect your PII. Unfortunately, neither the network nor data transmission over the internet can be guaranteed to be 100% secure. As a result, while we strive to protect a User's information, Thrivera cannot ensure or warrant the security of PII or other information submitted through a Service. Thus, any information a User transmits to us is done so at the User's own risk.

Online Tracking

The Services do not respond to Do Not Track signals. Third parties cannot collect PII about you when you use a Service.

Accountability and Compliance

You may address any question regarding how Thrivera complies with this Privacy Policy to the e-mail address set forth in this Privacy Policy.

Third-Party Websites

On occasion, the Services are connected by "hyperlinks" to other third party's websites. Please note that Thrivera is not responsible in any way for the privacy practices of other websites and suggests that you review the privacy policies of those other companies' websites before using them.

Accessing/Updating Your Personally Identifying Information

You can access your information in your account profile settings, as well as during investment checkout. You can update the information you provided us in these settings as well. Your profile will always be hidden from public view as well as search engines that collect information from our websites. Information will be publicly shown only in a public forum where communication between you and the Issuer has been established on the homepage of this site. If you are within the EU, we can provide you a copy of your personal records we hold on this site and your communications with the Issuer.

You also have the right to ask Thrivera to correct any information regarding your PII on Agreements, Third Party Services we use, or information saved in our database.

Disabling or Deleting Account

You can either temporarily disable or permanently delete your account through our Services. If you disable your account, we log you out of your account, but we will save your information in case you later decide to reactivate your account.

You have the right to delete certain account information through your profile settings. If you intend to delete your account altogether, we will permanently delete your account information and moments and we will delete your messages according to our regular retention schedule. Please note that we will continue to store certain information for analytics purposes, but that information will not include your personal information such as name, email address, or telephone number. Also, please note any information disclosed on the Public Forum will not be deleted, as per our requirements to comply with FINRA regulations. We will also retain any other information as required by law.

Social Media Features and Widgets

The Services include social media features and widgets. These features may collect your IP address, which page you are visiting through the Services, other applicable information, and may set a cookie to enable the feature to function properly. Social media functions are either hosted by a third party or hosted directly through the Services. Your interactions with these features are governed by the privacy policy of the company providing them.

Minors

The Services are not intended for people under the age of 13. Further, we do not knowingly collect PII from children under the age of 13. If you are a parent or guardian of a child under the age of 13 and believe he or she has disclosed Personally Identifying Information to us, please contact us at the e-mail address set forth in this Privacy Policy and Thrivera will delete such PII.

Consent to Transfer

Please be aware that information we collect through the Service may be transferred to and processed in the United States, where the privacy laws may not be as comprehensive as those in the country where you reside or are a citizen. By using the Services or providing Thrivera with any information, you consent to transfer, processing, and storage of your information in the United States or such other countries as Thrivera choose in its sole discretion.

If you are within the EU, we will provide to you, or a third party you have chosen, your PII in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use by agreeing to our terms.

Withdrawal from Investment

This right only exists when you’ve made a commitment to an investment on this site, but requested an intent to cancel said commitment. Our records of your investment, upon transfer to the Issuer itself, will not append any of your PII to them. However, we may keep some of your non-personal information on our site for analytical purposes.

Changes to This Policy

Please note this Privacy Policy is subject to change from time to time. We will notify you of material changes to this Privacy Policy by either sending you an e-mail or by including prominent notice of such change on a Thrivera website or other applicable Service. The effective date of each version of the Privacy Policy will be included in this Privacy Policy. Prior versions of this Privacy Policy will be kept in an archive for you to view for a reasonable period of time.

Contact Information

If you want to contact Thrivera Consulting Group, LLC about anything related to this Privacy Policy, please send an email to marvin.abrinica@esotericbrewing.com

Effective Date: June 1, 2018


Investor Agreement

PROVISIONS GOVERNING THE USE OF THE THRIVERA CONSULTING GROUP SITE BY INVESTORS AND INVESTMENTS IN THE OFFERING

Thrivera Consulting Group, LLC operates this website, www.esotericbrewing.com (the "Site") to facilitate the securities offerings (the "Offering") by Esoteric Brewing Co., LLC,("Esoteric"). The Offeringis made pursuant to Regulation A+ of the Jumpstart Our Business Startups Act (the “JOBS Act”) of 2012 amended Section 3(b) of the Securities Act of 1933 ("Reg A+ Offering"), which is facilitated by the Thrivera Consulting Group, LLC.

Your ability to participate in a particular Offering may depend on your income or net worth and/or your recent participation in certain other Offerings, as described further below. By using this Site, you are agreeing to the terms and conditions of this Thrivera Consulting Group, LLC Investor Agreement, which includes, by reference, the Thrivera Consulting Group, LLC Terms of Use (the "Terms of Use") and the other agreements listed in Section 1 below (collectively, this "Agreement"), and you are agreeing to the following terms, among others, with respect to your use of the Site as a registered member of the Site (a "Member").

Terms of this Agreement

Table of Contents

  1. General Documents Incorporated by Reference into this Agreement
  2. Agreements with respect to the Site and this Offering
  3. Agreements with respect to Reg A+ Offering

1. GENERAL DOCUMENTS INCORPORATED BY REFERENCE INTO THIS AGREEMENT

This Agreement between you and Thrivera Consulting Group, LLC sets forth the terms and conditions for your access to the Site and your use of the information, features, products, services and tools on the Site (the "Services"). For ease of reference, when Thrivera Consulting Group, LLC and its affiliates are referred to together in this Agreement, they are referred to as "Thrivera Consulting Group, LLC," "we," or "us."

This Agreement incorporates by reference the Terms of Use. You represent that you have read the Terms of Use and agree that the Terms of Use govern your use of the Site and the Services. Capitalized terms used in this Agreement that are not otherwise defined herein have the meaning given to them in the Terms of Use.

This Agreement should be read carefully before using any Services or continuing to access the Site. By using the Site in any manner, including but not limited to visiting or browsing the Site, you agree and consent to, and you agree to be bound by, the Terms of Use, this Agreement, the Privacy Policy, and all other operating agreements, rules, policies and procedures that may be published by Thrivera Consulting Group, LLC from time to time on the Site, each of which is incorporated by reference and each of which may be updated by Thrivera Consulting Group, LLC from time to time without notice to you.

Your use of the Site is governed by the version of this Agreement in effect on the date of use. We may modify these terms and conditions at any time and without prior notice, and you agree to be bound by this Agreement as so modified. It is your responsibility to visit the link accessible on the Site home page periodically to review the most current terms and conditions of this Agreement for changes. You acknowledge that by accessing the Site after we have made changes to this Agreement, you are agreeing to the terms and conditions of this Agreement as modified.

The terms and provisions of the following agreements and other documents are incorporated into this Agreement by reference:

  • The Site's Terms of Use;
  • The information on the Site about the particular Startup (such information, the "Startup Information");
  • The Thrivera Consulting Group, LLC Disclosure Statement, which sets forth general information about venture investments made through the Site;
  • The Indication of Interest and Subscription Agreement (together, the "Subscription Agreement") or Investment Contract, as applicable, submitted by you with respect to a particular Offering (if applicable);
  • The terms of each Offering (the "Offering Terms") in which you invest, as provided to you and set forth in the applicable documents;
  • For a Reg A+ Offering, this will include: (i) the Startup's Form 1-A; and (ii) the Esoteric Brewing Co, LLC’s profile; and
  • Any other information provided to you with respect to the Offering via the Site.

You should carefully read each of the above documents before subscribing to an Offering. You alone are responsible for ensuring that you are aware of all of the terms of this Agreement and your rights and responsibilities under it. You may have additional agreements with Thrivera Consulting Group, LLC, and you are responsible for understanding the content of those agreements.

2. AGREEMENTS WITH RESPECT TO THE SITE AND ALL OFFERINGS
2.1 GENERAL ACKNOWLEDGMENTS

  • You understand and acknowledge that Thrivera Consulting Group, LLC is not responsible for any content on the Site provided by any third parties, including Startups, and any service providers or other third parties, or any content provided to you in connection with your use of the Site even if that information is distributed to you on behalf of a third party by Thrivera Consulting Group, LLC, and is not liable for any type of loss or damage associated with your use of the Site.
  • You acknowledge that nothing on the Site constitutes a recommendation to buy securities or any other type of investment advice to you by Thrivera Consulting Group, LLC, and any investment risk is solely your own. You are not a client of Thrivera Consulting Group, LLC, the Thrivera Consulting Group, LLC or any of their affiliates.
  • You acknowledge that Thrivera Consulting Group, LLC does not independently verify information regarding the Startup (although Thrivera Consulting Group, LLC Portal does conduct some diligence on information provided by Startups as required by Regulation A+) or endorse any Startup for direct or indirect investment, and that information on the Site has been prepared without reference to any particular Member's investment requirements or financial situation. You agree to abide by this and other agreements between you and Thrivera Consulting Group, LLC and service providers that govern or relate to your use of the Site or the services available on the Site.
  • You understand that the Site offers different types of Offerings for investment, each of which operate under different regulatory regimes and requirements, and that each type of Offering may have its own unique risks and levels of regulatory involvement.
  • You acknowledge that you have been provided access to additional sources of information regarding your investment in the Startup, including the information that is incorporated into this Agreement by reference, such as the Startup Information, the Subscription Agreement, the Offering Terms, and the Disclosure Statement.

2.2. RISKS GENERALLY ASSOCIATED WITH ALL OFFERINGS

You should consult your own legal, tax and financial advisers regarding the suitability, desirability and appropriateness of purchasing interests through an Offering. You should also carefully consider the following risks prior to investing through an Offering:

2.2.1. Significant Risk of Loss; Not a Complete Investment Program

An investment in a Startup involves significant risks, only some of which are described in this Agreement, and is suitable only for investors who have limited need for liquidity in their investment, who can afford the potential loss of their investment and who otherwise meet the conditions for eligibility set forth in this Agreement. A direct or indirect investment in a Startup is not intended as a complete or diversified investment program and should represent only a small portion of a potential investor's investment portfolio.

2.2.2. Startups Are Early Stage Venture Companies with High Risk of Failure

Startups are early stage venture companies. Venture investments involve a high degree of risk and many or most venture company investments lose money and fail at a particularly high rate. You may ultimately receive cash, securities, or a combination of cash and securities (and in some cases nothing at all). If you receive securities, the securities may not be publicly traded, and may not have any significant value.

2.2.3. Lack of Operational Record

Each Startup will have limited or no operational record.

2.2.4. Limitation on Liability; Indemnification

This Agreement, including the Terms of Use and the Subscription Agreement, limit the liability of Thrivera Consulting Group, LLC, and provide for indemnification in certain circumstances.

2.3. PRIVACY

Thrivera Consulting Group, LLC maintains a Privacy Policy, which is available on the Site and incorporated into this Agreement.

2.4 Use of Name

You consent to the disclosure by Thrivera Consulting Group, LLC of your name (or, if you are acting on behalf of a company or entity, the name of such entity) on the Site. Without limiting such consent, or any other lawful use of your name by Thrivera Consulting Group, LLC, you specifically consent to disclosure by Thrivera Consulting Group, LLC to potential investors in a Fundraising that you have submitted a Subscription Agreement with respect to that Fundraising, and to disclosure by Thrivera Consulting Group, LLC to any Startup or Member, or combination of Startups or Members, that you have invested in a Startup through the Site, and the number of such investments. You may withdraw this consent at any time by contacting Thrivera Consulting Group, LLC.

2.5. Electronic Communications

Thrivera Consulting Group, LLC requires that you consent to delivery of all communications via electronic communications. Please see the Electronic Consent that is available on the Site and incorporated into this Agreement.

3. AGREEMENTS WITH RESPECT TO REG A+ OFFERINGS
3.1. GENERAL ACKNOWLEDGMENTS

  • You understand and acknowledge that, while Thrivera Consulting Group, LLC Portal verify such information to the extent such verification is required under applicable law, it may rely on the truthfulness of your representations regarding your income, and/or net worth.
  • You acknowledge that you are limited in the amount you may invest in offerings under Regulation A+ over any 12 month period and that, even though Thrivera Consulting Group, LLCwill ask you about these investment amounts and store data regarding such amounts on the Site, you alone are responsible for complying with all investment limitations applicable to all such Offerings, both through the Site and not through the Site;
  • You understand that any investment you make in a Reg A+ Offering on the Site will be in a security of the particular Startup ("Startup Securities"), and that neither Thrivera Consulting Group, LLC Portal nor any of its affiliates will be involved in the setting of the Offering Terms and
  • You represent that you have or you will review the educational materials provided to you on the Site prior to making each investment in a Reg A+ Offering.

3.2. INVESTOR REPRESENTATIONS

You represent and warrant to Thrivera Consulting Group, LLC that the answers you provided to the questions in the investor certification (the "Investor Certification") page are correct and complete and may be relied upon by Thrivera Consulting Group, LLC in determining whether you are eligible to invest in the Offering. You represent that you are using the Site with the intent to make any potential investments for yourself or your institution, and not with the view to sell or otherwise distribute your investment in a Startup. You agree that if any event occurs or circumstance arises that materially adversely affects your annual income or net worth, or causes any other statement made in your Investor Certification to become untrue or misleading in any material respect (including with respect to other investments made by you under Regulation A+ in the prior 12 months), then prior to investing in Startups through the Site you will complete a new Investor Certification to determine if you are still eligible to invest in Startups listed on the Site. You acknowledge that Startups in which you invest may rely, and that Thrivera Consulting Group, LLC, any Third Party Funding Portal (if applicable), Startups, and their principals, affiliates, and other parties may rely, on the information you have provided to Thrivera Consulting Group, LLC or any Third Party Funding Portal in your Investor Certification to determine if you are eligible to invest in Startups. You represent that you have read and understand the risks contained in the Startup Information.

3.3. CHOOSING AND MAKING INVESTMENTS
3.3.1. Services of Thrivera Consulting Group, LLC with Respect to Reg A+ Offerings

Thrivera Consulting Group, LLC operates the portions of the Site that facilitate this offering. Members are not clients of Thrivera Consulting Group, LLC l. Although Thrivera Consulting Group, LLC evaluated this startup , you acknowledge and agree that this evaluation is limited to certain predetermined, objective criteria and does not constitute an endorsement of the Startup or a recommendation that Members invest in the Startup, and does not establish an advisory relationship between you and Thrivera Consulting Group, LLC.

For this Startup listed on this site , Thrivera Consulting Group, LLC performs a limited review of the information provided by theStartup to determine whether it is appropriate (including, among other things, to determine whether Thrivera Consulting Group, LLChas a reasonable basis for believing that the Startup complies with Regulation A+). The information reviewed includes all information in the Startup's profile and in its Form 1-A A. This review is not intended to verify any information provided by the Startup regarding their operations, assess the likelihood that a Startup will succeed or generate investment returns, or otherwise inform or influence any investment decisions by investors. Neither Thrivera Consulting Group, LLC nor its affiliates perform any separate due diligence on the Startup. The Startup listed on the Site may have been considered for, but not listed by a Third Party Funding Portal.

You acknowledge that as a Member of the Site, you are not in an investment advisory relationship with Thrivera Consulting Group, LLC.

You also acknowledge that neither Thrivera Consulting Group, LLC nor any Third Party Funding Portal, or any of their affiliates advises Members on the merits of a particular investment or transaction or provide legal or transactional advisory services to Members. The information, materials and services made available on the Site do not constitute a recommendation, endorsement, or any other form of investment advice to Members by Thrivera Consulting Group, LLC nor any Third Party Funding Portal or their affiliates to buy or sell any securities or other financial instruments. Neither Thrivera Consulting Group, LLC l nor any Third Party Funding Portal provides any legal, tax, investment, financial or other advice to Members. The content of the Site has been prepared without reference to any particular Member's investment requirements or financial situation. You expressly agree that the information, materials and services made available on the Site are not a substitute for the exercise of independent judgment and expertise. You should always seek the assistance of a professional for advice on investments, tax, the law, or other similar matters.

3.3.2. Investments in Reg A+ Offering through Startup Securities

In this Reg A+ Offering, Thrivera Consulting Group, LLC provides the Startup an opportunity to raise funds by allowing Members to invest directly in this Startup seeking capital from both accredited and nonaccredited investors. The Startup is seeking to raise money through Regulation A+ are limited to raising a maximum of $50,000,000 through Reg A+ Offerings in a single 12 month period, and are subject to certain investment limitations for all investors, as described below in Section 3.3.8 — "Investor Eligibility Requirements."

Members participating in Reg A+ Offerings will invest in Startup Securities, which will be debt or equity securities issued by the Startup. The terms of the Startup Securities purchased in Reg A+ Offering will vary depending on the type of security offered by a Startup. Investors should carefully consider the terms of the Startup Securities in which they invest and read the educational materials available on the Site about the security.

The terms of your investment in the Startup will be set forth in the Startup Information and will be governed by the investment contract between you and the Startup. The Startup may reject your investment for any reason or for no reason in its discretion.

Once you complete and submit an investment contract, you will be asked to transfer funds from your bank or other type of account into a bank account maintained by a bank for the benefit of the Startup raising funds through the website. You agree to provide all funds required to complete the transaction promptly. If you do not submit funds at the time that you submit your investment contract, your investment in the Startup may not be processed. To the extent the number of investors in a Startup is capped by the Startup, Investors who have submitted investment contracts and transferred the required funds will be given preference over those who have only submitted an investment contract. If your investment is rejected, your funds will be returned to you without interest.

Your investment in Startup Securities may only be processed if a predetermined minimum amount of funds are raised for a Startup during the fundraising (the "Funding Target") for a particular Reg A+ Offering by the deadline set forth in the Startup Information ("Target Deadline") provided on the Site. Funds designated for investment in a Startup will not be invested in the Startup until and unless the Minimum Funding Target is reached by the Target Deadline. If the Minimum Funding Target is not reached by the Target Deadline, your funds will be returned to you without interest within seven days of the termination of the Fundraising. If the Minimum Funding Target is reached prior to the Target Deadline and the Startup desires to move the Target Deadline up, Thrivera Consulting Group, LLC (if applicable) will provide you with at least five business days' notice of such change. Otherwise, Thrivera Consulting Group, LLC (if applicable) will close the Fundraising at the time of the Target Deadline if the Minimum Funding Target has been reached. A Startup may also decide to accept investments that exceed the Minimum Funding Target. In this case, the Startup will provide investors with information regarding the amount of funds raised by the Startup during fundraising when the Startup will close the fundraising (the "Maximum Amount") and the manner of allocating subscriptions for amounts in excess of the Maximum Amount. You will receive notice from Thrivera Consulting Group, LLC (if applicable) when a Startup for which you have submitted an investment contract has closed, and whether your investment in the Startup will be processed.

You may revoke your investment in a Startup during the Fundraising by providing notice to Thrivera Consulting Group, LLC (if applicable) as provided on the Site. You may also revoke your investment at any time up until 48 hours before the Target Deadline. After that, your investment in the Startup can be processed. None of Thrivera Consulting Group, LLC nor any of their affiliates will take physical custody of your funds.

You acknowledge that neither Thrivera Consulting Group, LLC nor any third party has represented to you that securities of any Startup are being sold on an "all or none" basis. You acknowledge that, if the Minimum Funding Target is not reached, your funds will be returned to you without interest, within seven days of the termination of the Fundraising.

3.3.3. Limitation on Subscriptions

You acknowledge that no Startup for which you submit an investment contract has any obligation to accept your investment, and that any fraction of the investment amount stated on the investment page of the Site and/or in the investment contract may be accepted, or your investment may be rejected entirely, for any reason. If you submitted funds in excess of the investment amount accepted, the excess funds will be returned to you without interest in a manner determined in the sole discretion of the Startup.

3.3.4. Aggregate Subscriptions

With respect to any Reg A+ Offering in which you invest, you agree that you will not use the Site to invest more than you are permitted to invest in any 12 month period under Reg A+, as discussed further below in Section 3.3.8.

3.3.5. Limitation of Liability and Indemnification

The Terms of Use, this Agreement, and the Subscription Agreement limit the liability of Thrivera Consulting Group, LLC and/or their affiliates, and provide for indemnification in certain circumstances. You acknowledge that Thrivera Consulting Group, LLC, and any of their affiliates, or any member, manager or employee thereof, shall not be liable in connection with any information or omission of information contained in materials prepared or supplied by a Startup or other third party or developed in reliance on information provided by a Startup. You acknowledge that such materials may include, but are not limited to, information available through the Site, and materials distributed to investors by Thrivera Consulting Group, LLC or any of their affiliates (or members, managers, or employees). You acknowledge that the information regarding Startups presented on the Site is provided by the Startups and not by Thrivera Consulting Group, LLC or any of their affiliates. You acknowledge that none of Thrivera Consulting Group, LLC, their affiliates, or their members, managers, or employees approves or reviews information prepared or supplied by a Startup and shall not be liable with respect to the past, present, or future performance or non-performance by a Startup of the activities described in such information. You acknowledge that you understand that the information provided by Startups on the Site may not be sufficient or suitable to support an informed investment decision.

3.3.6. Fees Charged in Respect to +Offering

Thrivera Consulting Group, LLC will charge a fee to each Member who invests in a Reg A+ Offering, which will be a percentage of the amount the Member invested at the time the Reg A+ closes.

3.3.7. Subscribing for Startup Securities

The Startup Securities offered to Members in Reg A+ Offerings will not be registered under the 1933 Act or the securities laws of any state or any other jurisdiction. Startups will generally set a minimum subscription amount for investment for each Fundraising, which will generally be $100 at a minimum.

3.3.8. Investor Eligibility Requirements

In accordance with Regulation A+'s requirements, you are not permitted to invest more than a certain amount in offerings made under Regulation A+ (including those not made through the Site) during any single 12 month period, which amount is determined based on your own financial circumstances. In particular, if your annual income and net worth are equal to more than $107,000, you may only invest a maximum amount equal to 10 percent of the lesser of your annual income or net worth.

Further, you understand and agree that Thrivera Consulting Group, LLC is permitted under Regulation A+ to rely on your representations regarding your compliance with these investment limits when determining whether to permit you to participate in a Reg A+ Offering. You agree that you would not be disqualified from engaging in any conduct under Regulation A+ because of a "disqualification event" as described in Regulation A+.

3.4 RISKS ASSOCIATED WITH THE REG A+OFFERINGS

You should consult your own legal, tax and financial advisers regarding the suitability, desirability and appropriateness of purchasing interests in a Startup. You should also carefully consider the following risks prior to investing in a Startup:

3.4.1. General

An investment in a Startup involves significant risks, only some of which are described in this Agreement, and is suitable only for sophisticated investors who have limited need for liquidity in their investment, who can afford the potential loss of their investment and who meet the conditions for eligibility set forth in this Agreement. An investment in a Startup is not intended as a complete investment program. Startups are early stage venture companies. Venture investments involve a high degree of risk and many or most venture investments lose money. You may ultimately receive cash, securities, or a combination of cash and securities (and in some cases nothing at all). If you receive securities, the securities may not be publicly traded, and may not have any significant value.

3.4.2. No Guarantee of Investment Returns

None of Thrivera Consulting Group, LLC or any of their affiliates guarantees the future performance or financial results of any Startup, and an investment in a Startup may result in a gain or loss upon termination or liquidation of your investment.

3.4.3. Restrictions on Resale or Transfer

The Startup Securities are issued in a transaction exempt from registration under the 1933 Act and are not registered thereunder or any other law of the United States, or under the securities laws of any state or other jurisdiction. Startup Securities purchased through the Site in Reg A+ Offerings cannot be resold, pledged, assigned or otherwise disposed of during the one-year period starting with the date of purchase, unless they are transferred: (1) to the Startup itself; (2) to an "accredited investor" (as defined in as defined in Regulation D under the 1933 Act); (3) in connection with a registered offering of the Startup Securities with the SEC; (4) to a family member of the Member, or to a trust of the Member or one of its family members; or (5) in connection with the Member's death or divorce.

However, even if you are able to sell or transfer your Startup Securities, there is a limited market for the sale of a Startup Securities, and there is no guarantee that a market will develop in the future for the Startup Securities you purchase. Therefore, if you require liquidity in your investment, you should not invest in a Startup.

3.4.4. No Control Over Management of the Startups

You will not have any right to manage, influence or control the management or operations of Startups. In particular, you will not have, or will have only limited, voting rights associated with your Startup Securities, but in any event will not have voting powers to direct the management decisions of the Startup. You must refer to the voting provisions in the relevant investment contract that controls your investment. The success of any Startup investment depends on the ability and success of the management of the Startup, in addition to economic and market factors.

3.4.5. No Control Over Startup Future Valuation

Valuations may fluctuate considerably and the price paid for Startup Securities by you may bear limited or no relationship to future valuations of the Startup's securities in any market that may develop for such securities, whether private or public.

3.4.6. Limited Information About Startups

Due to the nature of private companies, there may be limited information—financial, operating or otherwise—regarding each Startup. You should read and understand the risk factors contained in the Startup Information, including the Form 1-A, before investing in Startup Securities. Each Startup is solely responsible for providing risk factors, conflicts of interest, and other disclosures that you should consider when investing in Startup Securities.

3.4.7. No Assurance of Profit

An investment in Startup Securities may not generate profits for you. A return on investment will depend upon successful liquidity of a Startup's securities and thus, the ultimate value of any investment depends upon factors beyond your or Thrivera Consulting Group, LLC’s control. You will typically not receive returns, if any, until an offer or sale of securities of the Startup to the public or to other affiliated or third-party investors, which may not occur for many years. You must therefore bear the economic risk of an investment for an indefinite period of time.

3.4.8. Direct Investment in the Startup’s in Reg A+ Offering

In Reg A+ Offerings, Members will invest directly in the securities of Startups. The Startup will not be managed by Thrivera Consulting Group, LLC Portal or any of its affiliates in any respect. The terms of any investment in a Startup effected through a Reg A+ Offering will be set by the Startup, and to the extent any negotiation occurs, it will be solely between a Member and the Startup.

3.4.9. Lack of Regulatory Oversight of Reg A+ Offerings and Offering Materials

The Startup must file with the SEC a disclosure document called a Form 1-A and updates and amendments to the Form 1-A. However, the Form 1-A is not as comprehensive as the regulatory regime and disclosure documents that apply to offerings registered under the Securities Act of 1933, and, as a result, you may not receive the same level of disclosure and oversight that is available in registered offerings. Thrivera Consulting Group, LLC is maintaining compliance by persisting electronic access to the FINRA Manual publicly, which can be found here.

3.4.10. Review of Reg A+ Offering Documents by SEC and Thrivera Consulting Group, LLC is No Indicator of Likely Success of Startup or Guarantee of Investment Returns

Under Regulation A+, a Startup must file a Form 1-A disclosure document with the SEC and provide the disclosure to prospective investors. As noted above, Thrivera Consulting Group, LLC will perform a limited review of Startups, including the information proposed to be provided to the SEC and potential investors, to determine whether to permit a Startup to engage in Reg A+ Offering on the Site. However, none of the SEC, or Thrivera Consulting Group, LLC (if applicable) will be reviewing any Startup's Form 1-A or other offering materials with the view to determine the likelihood of success of the Startup's business strategy or the likelihood that it will generate investment returns. Further, the review of a Startup's Form 1-A by the SEC under Regulation Crowdfunding does not indicate the SEC's endorsement of such Startup or its view with regard to the likely financial performance of the Startup or the advisability of investing in such Startup, and is not a guarantee of investment returns.

3.4.11. An Investment in a Startup Does Not Offer a Complete Investment Program

An investment in a Startup is not a complete or diversified investment program and should represent only a small portion of a potential investor's investment portfolio.

3.4.12. Possibility of Phantom Income

It is possible that your investment will result in "phantom income", which could require you to pay taxes on your investment even though the Startup does not distribute any income (or does not distribute sufficient income to pay the taxes).

3.4.13. Other Specific Risks Associated with Investing in a Particular Startup May Not Be Disclosed by the Startup.

Each Startup will disclose in the Startup Information the particular risks associated with an investment in the Startup. YOU SHOULD CONSULT YOUR OWN LEGAL AND TAX ADVISERS REGARDING THE POSSIBLE TAX AND OTHER CONSEQUENCES OF BUYING, HOLDING, TRANSFERRING AND REDEEMING STARTUP SECURITIES.